welcome!

Laura,
Thank you so much for the guests you have had on and will in the future.
I want to speak to the “seize up of the credit marke”. I have had 2 personal friends say that their employer in the construction business in Telluride CO has asked them not to come to work becuase the projects credit has dried up. I live on the Western slope of Colorado and construction of sub-divisions has been booming. I then called my local bank, Bank of the West and was told that Bank of the West did not participate in the sub-prime buying of risky loans, that their lending requirements are very high and Bank of the West is not part of banks facing this problem. I then asked if the developer of these sub-divisions came to seek financing of their project with Bank of the West is their money to loan them and was told yes, if they met Bank of the West requirements. Also, First State Bank of Hotchkiss, is privately owned and not part of the sub-prime purchase. We are an agricultural community here and all the farmers and ranchers live on credit with our local banks and at this time are able to loan money. What the public needs to know is that not all banks are in trouble and that this “grinding halt to the credit” is not true for our banks here and there are Bank Owners/Officers that are doing business with integrity and care.
Thank you for your time.

I will continue to watch FSTV and GRIT TV and I will continue to call my Congressmen to vote NO and to kill this bill as it does not address the root problem of helping homeowners in foreclosure or about to be foreclosed on, and I am watching how they are voting. I consider myself an average American, I am self-employed, I pay my mortage,utilities,taxes,and credit cards. I know what my credit score is, and I know the power this gives me. It appears the House and Senate feel the little people are stupid and uninformed, but I am neither.
Thank you for your time.
Leta Lopez